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Some of us may be good about applying the appropriate sun block and then forget all about our heads. The top of the head will receive the most of the sun when out in the pool or playing at the beach. Even those of us with a thick head of hair can burn very badly on the scalp (especially on the part!) Buy a protective hat for outdoor swimming. A baseball cap does help the scalp and the face, but you should also consider the back of the neck. No, the best headwear will be one with a bill and a flap in the back, or one with a rim all the way around.