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Protection from harmful UV rays won't just save you from a lot of pain, it could save your life. The chances of developing skin cancer are greatly increased by overexposure to the sun. Although you may want a gorgeous, deep tan, think about the consequences first. Do you already have a base tan? If not, keep in mind that a fair-skinned person needs a lot of protection from burning. SPF 15 for pale skin will scorch before it tans. Don't worry about the tan, as it will come with time. If you are susceptible to quick sunburns, then go for a higher SPF. Darker skin-types can stick with the SPF 15 or lower.