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There really isn't a swimming off-season, thanks to indoor pools. However, one can also brave a not-so-warm day in an outside pool thanks to certain swim gear. A full-body swimsuit is available, which can seal in some warmth. Also, if it is Teflon-coated, the drag will be reduced and you will swim much faster. TYR and Speedo manufacture full-body thermals that mold nicely to the body. Also, since warmth escapes from the head and feet, be sure to wear a warm swimming cap and some water shoes.